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Many business balance transfer credit cards take up to 14 days to process a balance transfer . A lengthy 0% intro apr. A 0% balance transfer is when you shift debt to a card offering a promotional 0% interest rate on the amount that you transfer. Citi simplicity® card · 0% intro apr on balance transfers for 21 months from date of first transfer. Bank business platinum card, because it has a balance transfer apr of 0% for 18 billing cycles .
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